Payroll backed Loans
Need cash urgently for an unexpected expense?
Our Payroll Backed Loan is what you need.
SME Financing
Micro Finance Zambia is your partner that gives
you cash when you need it the most

Welcome to Micro Finance Zambia
Get loans at Competitive Rates
Micro Finance Zambia Limited is a registered deposit taking Non-Bank Financial Institution regulated and supervised by the Bank of Zambia. The company’s core business is the provision of credit facilities and various financial services to both the formal and informal sectors. As a wholly owned subsidiary of Atlas Mara Zambia, the company leverages on the strong brand and equity capacity of its parent company to deliver affordable products and services to the mass market and Small and Medium Enterprises.
Apply for a loan without a branch visit
MFZ Beula
MFZ Beula is an android based application which allows our customers to apply for a loan remotely without presenting themselves to the branch. This feature is currently applicable to existing customers only.